SSS / PhilHealth / Pag-IBIG Calculator
Estimate your mandatory government contributions based on your monthly income in the Philippines. Ideal for employees, freelancers, and contractors.
About Contributions Calculator
This calculator helps you estimate mandatory government contributions in the Philippines based on your monthly income. Knowing your contributions is essential for payroll, budgeting, and financial planning.
💡 Key Features
- Quickly estimate SSS, PhilHealth, and Pag-IBIG contributions
- Supports employees, freelancers, contractors, and self-employed professionals
- Provides breakdown of employee vs employer contributions
📌 How Contributions are Computed
The calculator estimates contributions based on official rates:
- SSS: Social Security contributions, shared by employee and employer. Calculated as a percentage of monthly salary credit.
- PhilHealth: Health insurance contributions, shared between employee and employer. Typically 3% of monthly income.
- Pag-IBIG: Housing fund contributions, shared 50/50 between employee and employer. Usually 2% of monthly income.
📊 Contribution Tables
SSS Contribution Example (Monthly Income PHP 20,000)
| Employee | Employer | Total |
|---|---|---|
| ₱727.60 | ₱1,441.40 | ₱2,169.00 |
PhilHealth Contribution Example (Monthly Income PHP 20,000)
3% of monthly income, split 50/50 between employee and employer: ₱300 each (total ₱600)
Pag-IBIG Contribution Example (Monthly Income PHP 20,000)
2% of monthly income, split 50/50: ₱200 each (total ₱400)
📄 Step-by-Step Guide
- Enter your monthly income in PHP.
- Click Compute Contributions to see estimated deductions for SSS, PhilHealth, and Pag-IBIG.
- Use this along with our PH Tax Calculator and Take-Home Pay Calculator for accurate net income estimation.
- Verify all amounts with official contribution tables for precise payroll calculations.
💡 Tips for Freelancers and Contractors
- Self-employed individuals may be responsible for both employee and employer shares.
- Optional contributions are possible for Pag-IBIG and PhilHealth to maximize benefits.
- Keep track of contributions for tax deduction purposes.
📊 Related Tools
- Income Converter - Convert salary between hourly, daily, weekly, monthly, yearly
- PH Tax Calculator - Calculate income tax and net pay
- Take-Home Pay Calculator - Estimate net income after deductions